Health insurance plan & network types: HMOs, PPOs, and more

There are different types of health insurance plans that meet different needs. Some examples include HMO, EPO, PPO, and POS plans.

Open Enrollment letters

By late October, you should get two notices by mail or email. Together they explain your status and options for this year's coverage.

Changing plans — what you need to know

Learn about changing plans with a Special Enrollment Period

Reporting income & household changes after you're enrolled

Changes might affect health insurance coverage, must report ASAP. Income changes, major life changes - understand your choices & responsibilities.

Which changes to report to the Marketplace

Tell the Health Insurance Marketplace® about changes to your income, household, or plan.

More information about health care for people with disabilities

Find out where to get additional information if you have a disability and are looking for health coverage.

Finding resources on staying healthy

Now that you have health coverage, learn what you can do to stay healthy and get the care you need.

Coverage resources for your tribal community

Learn about your health coverage options if you are an American Indian or an Alaska Native at Healthcare.gov. Visit the Health Insurance Marketplace®

Other Language Resources

Other Language Resources

Privacy information regarding third-party services

HealthCare.gov uses third-party services. Get a list of third-party service providers, discover how to opt out, and learn more. Official U.S. government site.

Health coverage exemptions, forms & how to apply

See all health coverage exemptions for the tax year. If you qualify for one of these exemptions, you don’t have to pay the fee for the months the exemption applies.

Premium payments, grace periods, & losing coverage

Learn how late payments affect coverage, what happens if payments missed, how long before coverage ends and what to do if policy cancelled


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