Why bother with health insurance?

If you’re young and healthy there are still many benefits to getting health insurance. Visit Healthcare.gov for the best health care information.

2024 SHOP dental plan information for small businesses

Dental coverage is offered as part of some SHOP health plans, but not all of them. If you're looking for dental coverage, preview 2024 SHOP plans and prices.

2024 SHOP health plan information for small businesses

If you're looking for SHOP health coverage for 2024, preview 2024 SHOP plans and prices.

2024 QHP landscape data

If you're looking for health coverage for 2024, preview 2024 plans and prices. 

You can download data for 2024 individual and family health plans available in states where the federal government is operating the Marketplace. States not represented here run their own Marketplaces.

FFM QHP landscape files: Health and dental datasets for researchers and issuers

FFM QHP landscape files: Health and dental datasets for researchers and issuers

2024 stand-alone dental plan (SADP) data

If you're looking for dental coverage for 2024, preview 2024 plans and prices.

Download health coverage exemption forms

First download the form and then follow the steps to fill out a health coverage exemption application.

How to save on your monthly insurance bill with a premium tax credit

When you get health insurance coverage in the Marketplace, you may be able to get lower costs on your premiums.

Cost-sharing reductions

When you get coverage through the Marketplace, you may be able to save money on out-of-pocket-costs like deductibles, copayments, and coinsurance.

More about ending coverage

If everyone on your application has Marketplace coverage with financial help and was determined eligible for coverage through Medicaid or the Children’s Health Insurance Program (CHIP), you should take one of these steps, depending on your situation:

Deciding between group coverage & an HRA?

Wondering if traditional group coverage—like a plan offered through the Small Business Health Options Program (SHOP)—or a Health Reimbursement Arrangement (HRA) is right for your small business? Understanding eligibility requirements, coverage options, and costs can help you decide which option fits the needs of your small business and employees.

The difference between certain types of HRAs and traditional group coverage

What's an excepted benefit HRA?

If you offer group coverage, you may be able to help reimburse your employees for certain health benefits up to an annual maximum of $1,950 in 2023 (adjusted annually for inflation), like vision or dental coverage, coinsurance and copayments for individual coverage, short-term health insurance, or other health care costs. This type of HRA isn’t allowed to reimburse premiums for individual coverage, traditional group health plans (other than COBRA or other continuation coverage), or Medicare. Review frequently asked questions about HRAs for individual coverage and excepted benefits (PDF, 408 KB).

Employees: Understanding HRAs

Logging in to your account

To log in to your Marketplace account, you’ll need to enter your username and password. If you forgot them, there are certain steps to follow.


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