How We Use Your Data

This fact sheet provides more information about how your information is being used in the Health Insurance Marketplace® run by CMS, your rights to access records that are maintained about you, your right to file an appeal, and other helpful information. Review it carefully.

Preventive care benefits for children

Learn what preventive services for children — like shots and screenings — are covered by Marketplace insurance

Changing from Marketplace to Medicare

If you have a Marketplace plan, you can keep it until your Medicare coverage starts. Then you can cancel it without penalty.

If you have Medicare

Medicare isn’t part of the Health Insurance Marketplace®, so you don’t need to make any changes. If you have Medicare, you are considered covered.

Marketplace coverage & COVID-19

See how your Health Insurance Marketplace® coverage is affected by coronavirus (COVID-19). Health plan treatment same as other viral infections. Official HC.gov site.

Send documents to confirm a Special Enrollment Period

Before you can start using your coverage, learn how to send documents to confirm your Special Enrollment Period

The Marketplace in your state

No matter what state you live in, you can enroll in affordable, quality health coverage.

Glossary of Health Coverage and Medical Terms

This glossary defines many commonly used terms, but isn’t a full list. These glossary terms and definitions are intended to be educational and may be different from the terms and definitions in your plan or health insurance policy. Some of these terms also might not have exactly the same meaning when used in your policy or plan, and in any case, the policy or plan governs. (See your Summary of Benefits and Coverage for information on how to get a copy of your policy or plan document.)

Health care tax forms, instructions & tools

If you had Marketplace coverage and used the premium tax credits to lower your monthly plan premiums, you must file this tax form with your federal income tax return. You’ll use this form to “reconcile” — to find out if you used more or less of the premium tax credit than you qualify for.

How to reconcile your premium tax credit

If you had a Marketplace plan and used advance payments of the premium tax credit (APTC) to lower your monthly payment, you’ll have to “reconcile” when you file your federal taxes.

How to use Form 1095-A

File IRS form 1095-A to get highest federal tax return. Learn what to do, how to file, why you got form, what to do if no 1095-A.

Using the tax tool when your Form 1095-A is missing some information

Most people get their Form 1095-A in their Marketplace account. A few may see this message:


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