Learn how your healthcare insurance will impact your 2022 federal tax filing. What you need to know for maximum return, premium tax credit, and more.
See tax requirements for Health Insurance Marketplace® Coverage bought in 2022. Learn when to expect forms 1095-A, 8962, what to do next
Learn if you must pay fee for 2022 taxes if no health insurance coverage. See if you’re qualified for a tax exemption. What to do without form 1095-A.
You must file tax return for 2022 if you are enrolled in a Health Insurance Marketplace® plan. Learn how to maximize health care tax credit & get highest return.
You can deduct certain expenses from your income on your Marketplace application.
Find out if you qualify for lower costs on Marketplace health insurance coverage at HealthCare.gov.
Depending on the kind of job-based coverage you had (including COBRA or retiree coverage), you may get one of these from your employer or insurance company:
- Form 1095-B, Health Coverage
- Form 1095-C, Employer-Provided Health Insurance Offer and Coverage
If you use advance payments of the premium tax credit (APTC) to reduce the cost of your Marketplace premiums, you must file a tax return to report these payments, even if you don't usually file taxes. When you (and the tax filers on your application) file your federal income tax returns, you must "reconcile" any premium tax credits that you used during the year.
If you had coverage through Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), or another source, depending on the coverage you had, you may get Form 1095-B, Health Coverage, to help you complete your taxes.
Automatic re-enrollment: Keeps you covered, but it's better to update & shop this year's plans
Outside of the annual Open Enrollment Period, you can enroll in Marketplace insurance only if you have certain life events that qualify you a Special Enrollment Period.
Learn more about your health coverage options at Healthcare.gov if you turn 26 and are no longer eligible to stay on your parent's health plan.