If you use advance payments of the premium tax credit (APTC) to reduce the cost of your Marketplace premiums, you must file a tax return to report these payments, even if you don't usually file taxes. When you (and the tax filers on your application) file your federal income tax returns, you must "reconcile" any premium tax credits that you used during the year.

You may have to file an amended federal income tax return. This means you’ll have to file a corrected version of your return with the IRS.

Learn if you must pay fee for 2023 taxes if no health insurance coverage. See if you’re qualified for a tax exemption. What to do without form 1095-A.

You must file tax return for 2023 if you are enrolled in a Health Insurance Marketplace® plan. Learn how to maximize health care tax credit & get highest return.

Depending on the kind of job-based coverage you had (including COBRA or retiree coverage), you may get one of these from your employer or insurance company:

• Form 1095-B, Health Coverage
• Form 1095-C, Employer-Provided Health Insurance Offer and Coverage

If you had coverage through Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), or another source, depending on the coverage you had, you may get Form 1095-B, Health Coverage, to help you complete your taxes.

To get ready for Open Enrollment, sign up for emails to get deadline reminders and other important information.

If you were enrolled in a Marketplace health insurance plan, you can re-enroll or change health insurance plans starting November 1.

4 Steps to getting health insurance under the ACA. Find out how, when to get health coverage and if you qualify for savings. Preview plans & pricing.

Find out how to enroll for or renew coverage in the Health Insurance Marketplace® works. See if you qualify for lower costs, preview plans and prices

If you're not eligible for lower costs on a health plan because your income is too high, you can still buy health coverage through the Health Insurance Marketplace®. To apply, create an account or log in to your existing one.

From November 1 through December 15, you can apply for and enroll in a Marketplace health plan that starts January 1. Open Enrollment ends January 15. Before you start an application or log in, you can preview plans, with price estimates based on your income.