Losing health coverage

Review your situation to get info about losing health coverage.

Get Marketplace coverage if you lose or are denied Medicaid or CHIP coverage

You may be able to get a Marketplace plan if you recently lost or were denied Medicaid or CHIP coverage.

Submit documents to confirm your loss of coverage

If you get a notice from the Marketplace saying you need to submit documents to confirm your loss of coverage, you can upload or mail documents. Find types of documents to submit.

Send documents to confirm a Special Enrollment Period

Before you can start using your coverage, learn how to send documents to confirm your Special Enrollment Period

Special Enrollment Periods

Outside Open Enrollment, you can enroll in or change a Marketplace plan if you have a life event that qualifies you for a Special Enrollment Period.

Change in circumstances questions

You may be asked these optional questions about your life changes to see if you (and anyone else on your application) may be eligible for a Special Enrollment Period.

If you have Medicare

Medicare isn’t part of the Health Insurance Marketplace®, so you don’t need to make any changes. If you have Medicare, you are considered covered.

Staying covered if you lose Medicaid or CHIP

Apply for Marketplace coverage if you lose Medicaid or CHIP.

Submit documents to confirm denial of Medicaid or CHIP coverage

If you get a notice from the Marketplace saying that you need to submit documents to confirm that you were denied coverage through Medicaid or the Children’s Health Insurance Program (CHIP) in the past 60 days, you can upload or mail the Marketplace documents at least one person who was denied. If more than one person on your application was recently denied coverage through Medicaid or CHIP, you only need to submit documents for one of these people.

Updating income and household information

Changes in your household or income may affect the cost of health coverage or the programs you qualify for. Some changes will qualify you or your dependents for a Special Enrollment Period. It's important to report changes to the Marketplace as soon as possible.

2023 Marketplace plan with premium tax credit

Learn how your healthcare insurance will impact your 2023 federal tax filing. What you need to know for maximum return, premium tax credit, and more.

2023 Marketplace plan without premium tax credit

You must file a federal tax return for 2023 — even if you usually don't file or your income is below the level requiring you to.


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