No matter what state you live in, you can enroll in affordable, quality health coverage.

This glossary defines many commonly used terms, but isn’t a full list. These glossary terms and definitions are intended to be educational and may be different from the terms and definitions in your plan or health insurance policy. Some of these terms also might not have exactly the same meaning when used in your policy or plan, and in any case, the policy or plan governs. (See your Summary of Benefits and Coverage for information on how to get a copy of your policy or plan document.)

If you had Marketplace coverage and used the premium tax credits to lower your monthly plan premiums, you must file this tax form with your federal income tax return. You’ll use this form to “reconcile” — to find out if you used more or less of the premium tax credit than you qualify for.

If you had a Marketplace plan and used advance payments of the premium tax credit (APTC) to lower your monthly payment, you’ll have to “reconcile” when you file your federal taxes.

File IRS form 1095-A to get highest federal tax return. Learn what to do, how to file, why you got form, what to do if no 1095-A.

Most people get their Form 1095-A in their Marketplace account. A few may see this message:

Learn what to do if not qualified, didn't apply for Premium Tax Credit. Learn when you can expect forms 1095-A, 8962, and what to do next.

Get tax requirements for Health Insurance Marketplace® coverage. Learn when to expect forms 1095-A, 8962, what to do next.

You must file a tax return if enrolled in Health Insurance Marketplace® plan. Get details on tax forms you need to file.

FYI

To determine your eligibility for lower costs, we ask for two kinds of income:

2 ways to get local, Marketplace-certified help. Pick the way that's right for you.

See if you’re qualified for a tax exemption. What to do without form 1095-A