If you're not eligible for lower costs on a health plan because your income is too high, you can still buy health coverage through the Health Insurance Marketplace®. To apply, create an account or log in to your existing one.

Learn how to create an account and apply for health insurance coverage, compare plans, renew online. Apply by phone or get in-person help with your application. Official government website.

From November 1 through December 15, you can apply for and enroll in a Marketplace health plan that starts January 1. Open Enrollment ends January 15. Before you start an application or log in, you can preview plans, with price estimates based on your income.

Get help filling out your application 3 ways: by phone, with an in-person assister, or with an agent/broker. Official government website.

There are 2 times when you can change your health coverage after you enroll in the Marketplace.

Use this guide to help you understand how to compare plans and choose one that’s right for you.

Outside of the annual Open Enrollment Period, you can enroll in Marketplace insurance only if you have certain life events that qualify you a Special Enrollment Period.

Learn more about the eligibility criteria to enroll in health coverage through the Marketplace.

Find out if you qualify for lower costs on Marketplace health insurance coverage at HealthCare.gov.

To learn if you qualify for savings on health care coverage costs, select your household size and estimated income.

Find recent court decisions that may impact Marketplace eligibility and coverage. Official government website.

You can enroll in a private health plan through the Marketplace outside of Open Enrollment only if you qualify for a Special Enrollment Period.