When entering your household members, add adults before adding children. If you get a message that someone you enter on your application needs to file their own application, they'll need to create their own Marketplace account to file their application.

You’ll be asked questions about you and your household. These questions may ask about your federal income tax returns.

If you use advance payments of the premium tax credit (APTC) to reduce the cost of your Marketplace premiums, you must file a tax return to report these payments, even if you don't usually file taxes. When you (and the tax filers on your application) file your federal income tax returns, you must "reconcile" any premium tax credits that you used during the year.

You may have to file an amended federal income tax return. This means you’ll have to file a corrected version of your return with the IRS.

If you had a Marketplace plan and used advance payments of the premium tax credit (APTC) to lower your monthly payment, you’ll have to “reconcile” when you file your federal taxes.

Most people get their Form 1095-A in their Marketplace account. A few may see this message:

Learn if you must pay fee for 2023 taxes if no health insurance coverage. See if you’re qualified for a tax exemption. What to do without form 1095-A.

You must file tax return for 2023 if you are enrolled in a Health Insurance Marketplace® plan. Learn how to maximize health care tax credit & get highest return.

Depending on the kind of job-based coverage you had (including COBRA or retiree coverage), you may get one of these from your employer or insurance company:

• Form 1095-B, Health Coverage
• Form 1095-C, Employer-Provided Health Insurance Offer and Coverage

If you had coverage through Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), or another source, depending on the coverage you had, you may get Form 1095-B, Health Coverage, to help you complete your taxes.

If you had Marketplace coverage and used the premium tax credits to lower your monthly plan premiums, you must file this tax form with your federal income tax return. You’ll use this form to “reconcile” — to find out if you used more or less of the premium tax credit than you qualify for.

You must file a tax return if enrolled in Health Insurance Marketplace® plan. Get details on tax forms you need to file.

Get tax requirements for Health Insurance Marketplace® coverage. Learn when to expect forms 1095-A, 8962, what to do next.