What Marketplace health insurance plans cover

Learn about the essential health benefits that all private health insurance plans offered in the Health Insurance Marketplace® must cover.

Changing from Marketplace to Medicaid or CHIP

If you have Marketplace coverage and become eligible for Medicaid or the Children’s Health Insurance Program (CHIP) that counts as qualifying health coverage, consider ending your Marketplace coverage.

How do I upload a document?

You may get a notice from the Marketplace asking you to submit documents to:

Preventive health services

Most health plans must cover a set of preventive services like shots and screening tests at no cost to you. This includes Marketplace private insurance plans.

If your grandfathered health plan is changed or canceled

Find out what you can do if your health insurance plan is changing or being cancelled at HealthCare.gov.

Health coverage for incarcerated people

Learn the special rules that apply to health care options if incarcerated

Steps to decide between job-based or Marketplace coverage

Review these steps to decide whether to pick job-based health insurance or enroll in a Marketplace plan:

Medicaid expansion & what it means for you

Some states are expanding their Medicaid programs. Others haven’t. Your coverage options depend on many factors. Learn if you qualify for Medicaid at Healthcare.gov.

Improving your health

Once you’re enrolled in a health plan and your coverage has started, you can use it to help cover medical costs for services

Dental coverage in the Marketplace

Get answers about dental insurance in the Health Insurance Marketplace® at HealthCare.gov. You can choose which coverage suits you. Learn more today.

What are HSA-eligible plans?

Learn how HDHPs (High Deductible Health Plans) & HSAs (Health Savings Accounts) can help reduce your overall health care costs. Save more on health care.

Preventive care benefits for women

Learn what preventive services for women — like pregnancy benefits and mammograms — are covered by Marketplace insurance


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