Get or change coverage outside of Open Enrollment

Outside of the annual Open Enrollment Period, you can enroll in Marketplace insurance only if you have certain life events that qualify you a Special Enrollment Period.

Are you eligible to use the Marketplace?

Learn more about the eligibility criteria to enroll in health coverage through the Marketplace.

Income levels & savings

To learn if you qualify for savings on health care coverage costs, select your household size and estimated income.

How to apply if your income is too high for the premium tax credit

If you're not eligible for lower costs on a health plan because your income is too high, you can still buy health coverage through the Health Insurance Marketplace®. To apply, create an account or log in to your existing one.

Renew, change, update, or cancel your plan

If you were enrolled in a Marketplace health insurance plan, you can re-enroll or change health insurance plans starting November 1.

The Marketplace in your state

No matter what state you live in, you can enroll in affordable, quality health coverage.

New, lower costs on Marketplace coverage

Find out how your Health Insurance Marketplace® coverage is affected by coronavirus (COVID-19). Health plan treatment same as other viral infections. Official HC.gov site.

Uploading documents

There are times when you need to submit documentation to the Marketplace. Visit HealthCare.gov to submit documents in your Marketplace account.

How to use Form 1095-A

File IRS form 1095-A to get highest federal tax return. Learn what to do, how to file, why you got form, what to do if no 1095-A.

Report if you're not enrolled in Medicaid or CHIP

If you’re not enrolled in coverage through Medicaid or the Children's Health Insurance Program (CHIP) but got a notice saying you may lose financial help for your Marketplace plan because of your enrollment in Medicaid or CHIP, you should immediately report a change to the Marketplace.

This way you can let us know you aren’t enrolled in Medicaid or CHIP.

What do I need to apply for coverage?

Once you’ve created a Marketplace account and started your application, you’ll need to enter some personal information, including:

Tips about the Health Insurance Marketplace®

Make sure you have health coverage.


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