Learn what preventive services for adults — like shots and screenings — are covered by Marketplace insurance

Quickly and easily check if you have minimum essential coverage to avoid fees. See if you're eligible for premium tax credits and other savings. Get next steps.

If you applied for coverage with a paper application or over the phone, your next step is to compare health plans side-by-side, choose a plan, and enroll in health coverage.

When you enroll in Marketplace coverage, you’ll learn if you qualify for a “premium tax credit” that lowers your premium – the amount you pay each month to your insurance plan. The amount of your premium tax credit depends on information including your estimated household income that you put on your Marketplace application for the year.

Generally, if you include an income source on your federal tax return, include it on your Marketplace application. Refer to IRS instructions on income. Exceptions and details for the Marketplace appear below.

Do I have coverage now?

When you apply for Marketplace coverage, you'll be asked if you (or anyone else on your application) currently have health coverage. If you plan to keep another type of coverage, you generally won’t be able to also get savings on a Marketplace plan. 

How you answer the question “Do you live with one or more children under age 19, and are you the main person taking care of that child or children?” depends on marriage status and other factors. Use the following tables to help guide you in answering this question.

Note: If you have no children, or no children living at home, answer “No.”

If you get a notice from the Marketplace saying you need to submit documents to confirm your move, you can upload or mail documents. Uploading is the fastest and most efficient way to get us the documents.

IMPORTANT: Upload or mail documents as soon as possible. If you don’t submit documents by the deadline, you won’t have Marketplace coverage.

Learn about the health insurance choices for college students in the Health Insurance Marketplace®

You have pregnancy health insurance options. Visit Healthcare.gov to learn about Medicaid and the CHIP program.

Learn what to look for, how to avoid phishing attempts, how to identify threatening phone calls, when to report suspected fraud, more ways to be safe

Learn more about your health coverage options at Healthcare.gov if you turn 26 and are no longer eligible to stay on your parent's health plan.