Have you enrolled in coverage using HealthCare.gov? Tell us why having health insurance is important to you.

The health plan category you choose determines how you and your plan share the costs of care.

People under 30 and people with hardship exemptions may buy what's called a Catastrophic” health plan. It protects you from very high medical costs.

When choosing a plan, it’s a good idea to think about your total health care costs, not just the bill (the premium”) you pay to your insurance company every month.

Protecting your privacy is very important to us. We’re telling you about our privacy policy so you know what information we collect, why we collect it, and what we do with it. This privacy notice is for HealthCare.gov, CuidadoDeSalud.gov, and other Healthcare.gov subdomains such as LocalHelp.HealthCare.gov. These sites are referred to as the "Health Insurance Marketplace®" or simply "Marketplace" throughout the rest of this notice and are maintained and operated by the Centers for Medicare & Medicaid Services (CMS). This privacy notice aligns with the CMS Privacy Policy.

If you get a notice from the Marketplace saying that you need to submit documents to confirm that you were denied coverage through Medicaid or the Children’s Health Insurance Program (CHIP) in the past 60 days, you can upload or mail the Marketplace documents at least one person who was denied. If more than one person on your application was recently denied coverage through Medicaid or CHIP, you only need to submit documents for one of these people.

If you get a notice from the Marketplace saying that you need to submit documents to confirm that you gained a dependent (or became a dependent) in the past 60 days due to an adoption, foster care placement, or court order, like child support, you can upload or mail the Marketplace documents for the dependent person (for example, the newly adopted child). If more than one person on your application recently became a dependent, you only need to submit documents for one of these people.

If you get a notice from the Marketplace saying that you need to submit documents to confirm your marriage, you can upload or mail the Marketplace documents for the person (or people) on your application who got married in the past 60 days. If 2 people on your application got married to each other, you only need to submit one document that shows both of their names.

If you’re not enrolled in coverage through Medicaid or the Children's Health Insurance Program (CHIP) but got a notice saying you may lose financial help for your Marketplace plan because of your enrollment in Medicaid or CHIP, you should immediately report a change to the Marketplace.

This way you can let us know you aren’t enrolled in Medicaid or CHIP.

If we can't verify your identity, we’ll let you know if you need to submit documents to the Marketplace. Learn how to upload documents.

To change your health or dental plan:

After you’ve completed your Marketplace application, you’ll see which types of coverage you’re eligible for. If you’re eligible for Marketplace coverage and continue to enroll in a plan, you have to pay your first premium for your coverage to start.