No health coverage for 2023

Learn if you must pay fee for 2023 taxes if no health insurance coverage. See if you’re qualified for a tax exemption. What to do without form 1095-A.

How health coverage affects your 2023 federal income tax return

You must file tax return for 2023 if you are enrolled in a Health Insurance Marketplace® plan. Learn how to maximize health care tax credit & get highest return.

If you had job-based health coverage

Depending on the kind of job-based coverage you had (including COBRA or retiree coverage), you may get one of these from your employer or insurance company:

  • Form 1095-B, Health Coverage
  • Form 1095-C, Employer-Provided Health Insurance Offer and Coverage
If you had other health coverage

If you had coverage through Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), or another source, depending on the coverage you had, you may get Form 1095-B, Health Coverage, to help you complete your taxes.

Health care tax forms, instructions & tools

If you had Marketplace coverage and used the premium tax credits to lower your monthly plan premiums, you must file this tax form with your federal income tax return. You’ll use this form to “reconcile” — to find out if you used more or less of the premium tax credit than you qualify for.

2024 health coverage & your federal taxes

You must file a tax return if enrolled in Health Insurance Marketplace® plan. Get details on tax forms you need to file.

If you had a Marketplace plan with the premium tax credit

Get tax requirements for Health Insurance Marketplace® coverage. Learn when to expect forms 1095-A, 8962, what to do next.

If you had a Marketplace plan without the premium tax credit

Learn what to do if not qualified, didn't apply for Premium Tax Credit. Learn when you can expect forms 1095-A, 8962, and what to do next.

How to use Form 1095-A

File IRS form 1095-A to get highest federal tax return. Learn what to do, how to file, why you got form, what to do if no 1095-A.

If you had no health coverage

See if you’re qualified for a tax exemption. What to do without form 1095-A

Find & use Form 1095-A

If anyone in your household enrolls in a Marketplace plan, you’ll get Form 1095-A, Health Insurance Marketplace® Statement, by mid-February of the following year. It comes from the Marketplace, not the IRS. You’ll get it in the mail and on the "Tax Forms" page of your application.


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