You can deduct some expenses from your income on your Marketplace application.

You’ll be asked to provide income information for each person when completing your application, including your spouse and all tax dependents. If someone has more than one source of income, you’ll report each source separately.

The notes below can help you answer the following question on the Marketplace application.

• Note: If you haven’t applied for Medicaid or CHIP, don’t check the box.

In some limited cases insurance companies sell private health plans outside Open Enrollment that count as qualifying health coverage.

• The Marketplace doesn’t list or offer these plans. The only way you can enroll in a health plan through the Marketplace outside Open Enrollment is if you qualify for a Special Enrollment Period.
• You can find these plans through some insurance companies, agents, brokers, and online health insurance sellers. If you buy a plan outside the Marketplace any time, during Open Enrollment or not, you can’t get premium tax credits or other savings based on your income.
• Insurance companies can tell you if a particular plan counts as minimum essential coverage. Each plan’s Summary of Benefits and Coverage also includes this information.

Note: Most health plans sold outside Open Enrollment don’t count as qualifying health coverage.

Learn about your options under the Health Care Consumer Assistance Program at Healthcare.gov. Read about Obamacare and the choices it affords you today

Where you live can affect what health coverage you’re eligible for as well as your eligibility to get help paying for coverage. You must be a resident in the state where you’re applying for coverage.

Learn how to get free or low-cost health care and dental care at your community health center even with no insurance.

Get information about your health insurance options and the Health Insurance Marketplace® at Healthcare.gov

Most health plans give you the best deal on services when you see a doctor who has a contract with your health plan. While you may be able to see doctors who don’t contract with your plan, visiting an “in-network” provider usually means you’ll have lower out-of-pocket costs.

If you have a disability, don’t qualify for disability benefits, and need health coverage, you have options in the Health Insurance Marketplace®.

Most people must have qualifying health coverage or pay a fee for the months they don’t have insurance. But if you qualify for a health coverage exemption you don’t have to pay the fee

Medicaid and the Children’s Health Insurance Program (CHIP) are available for qualifying American Indians and Alaska Natives. Find out if you’re eligible at Healthcare.gov.

What to expect after you submit verification information. Find out how & when Marketplace will respond, confirm health coverage. Links to contact info

Get ready to sell health and dental plans to individuals, families, and small businesses through the Health Insurance Marketplace®. Just register, complete brief training, and start selling.

When you fill out an application for coverage from the Health Insurance Marketplace®, you’ll be asked several questions about disabilities. Get information to help you answer the questions.

Learn about protection from employer retaliation if you buy a Marketplace health plan or report violations of the Affordable Care Act.

You have the right to choose the doctor you want from your health plan’s provider network. You also can use an out-of-network emergency room without penalty.

The health care law stops insurance companies from limiting yearly or lifetime coverage expenses for essential health benefits.

Whether you need health coverage or have it already, the health care law offers rights and protections that make coverage fairer and easier to understand.

The health care law stops insurance companies from canceling your coverage just because you made a mistake on your insurance application.