Get information about your health insurance options and the Health Insurance Marketplace® at Healthcare.gov

Most health plans give you the best deal on services when you see a doctor who has a contract with your health plan. While you may be able to see doctors who don’t contract with your plan, visiting an “in-network” provider usually means you’ll have lower out-of-pocket costs.

If you have a disability, don’t qualify for disability benefits, and need health coverage, you have options in the Health Insurance Marketplace®.

Most people must have qualifying health coverage or pay a fee for the months they don’t have insurance. But if you qualify for a health coverage exemption you don’t have to pay the fee

Medicaid and the Children’s Health Insurance Program (CHIP) are available for qualifying American Indians and Alaska Natives. Find out if you’re eligible at Healthcare.gov.

What to expect after you submit verification information. Find out how & when Marketplace will respond, confirm health coverage. Links to contact info

Get ready to sell health and dental plans to individuals, families, and small businesses through the Health Insurance Marketplace®. Just register, complete brief training, and start selling.

When you fill out an application for coverage from the Health Insurance Marketplace®, you’ll be asked several questions about disabilities. Get information to help you answer the questions.

Learn about protection from employer retaliation if you buy a Marketplace health plan or report violations of the Affordable Care Act.

You have the right to choose the doctor you want from your health plan’s provider network. You also can use an out-of-network emergency room without penalty.

The health care law stops insurance companies from limiting yearly or lifetime coverage expenses for essential health benefits.

Whether you need health coverage or have it already, the health care law offers rights and protections that make coverage fairer and easier to understand.

The health care law stops insurance companies from canceling your coverage just because you made a mistake on your insurance application.

Health plans will help pay the cost of certain prescription medications. You may be able to buy other medications, but medications on your plan’s “formulary” (approved list) usually will be less expensive for you.

The health care law provides 2 new ways to hold insurance companies accountable and help keep your costs down: Rate Review and the 80/20 rule.

In an emergency, you should get care from the closest hospital that can help you. That hospital will treat you regardless of whether you have insurance.

If your health insurance company doesn’t pay for a specific health care provider or service, you have the right to appeal the decision and have it reviewed by an independent third party.

Find Marketplace resources to help you get the health care you need and learn if you qualify for lower health coverage costs.

Best web browsers, how to set up browsers when applying in the Marketplace online

First download the form and then follow the steps to fill out an Employer Appeal Request Form (PDF).