Who should decide which Medicare Insurance Plan is best for you?
It would seem to be an easy enough answer, but many people will decide based on outside influence. Influence could be from a family member, friend, or Medicare agent. We are talking about Medicare Advantage Plans and Medicare Supplement Plans, which are also called Medigap Plans.
Many people who are thinking about changing their Medicare Insurance Plan, or are new to Medicare, ask their family and friends and may call an ad they see on TV for their opinions. These are the influences we are discussing.
These are the several types of influencers:
Family members: They may have a Medicare Insurance Plan, which they feel is best for them. That is why they have it. They may offer advice due to their understanding of Medicare Insurance Plans.
Friends: They may have a Medicare Insurance Plan, which they feel is best for them. That is why they have it. They may offer their advice due to their understanding of Medicare Insurance Plans.
Captive agents (they only work for one company): They can only explain the plans that their company offers and cannot compare them to other companies. They need to fit you into one of their plans.
Agents from ads without a website and follow-up support: Their job is to sell you on a plan. They have paid a company for your information, in order to contact you to sell you a plan. In most cases, they try to convince you to buy the plan during one phone call.
These are the differences between working with Welch Insurance and influencers.
There is no cost for our services.
We take our time to talk to you about your needs and lifestyle.
We may talk to you multiple times, giving you information to think about before a decision is made.
Will you be traveling in the USA or out of the country?
What medication are you on? We make sure your medications will be covered by the plan.
Can you change plans, and if so, when?
Do you see doctors? Do you want to keep your doctors when selecting a Medicare Insurance Plan?
If you need hospitalization, do you have a preferred hospital?
Do you plan to move out of the area soon?
Conclusion:
You have a choice of where and who you get your information from before choosing your Medicare Insurance Plan. We suggest you collect as much information as you need to avoid being confused and frustrated and choose to use Welch Insurance as a resource.
If you would like to compare Medicare Advantage Plans, Medicare Supplement Plans, or Part D drug plans in your area and live in one of the following states, tap on the state: Arizona, California, Nevada, Oregon, or Washington.
Call 800-641-3315 and ask for Roy.
Or SCAN the QR Code below.
Medicare Advantage Plans, Medicare Supplement Plans, Part D drug Plans.
If you would like information about plans in your area for AZ, CA, NV, OR, or WA
If you live near Huntington Beach, California, and want an experienced local Independent Medicare Agent, please visit Welch Insurance for Medicare.