Health Care

Lose Medicaid or CHIP? Stay covered 4 ways


You have health insurance options if you lose Medicaid or Children’s Health Insurance Program (CHIP) coverage.



4 ways to stay covered

1.  Get a Marketplace health plan. Most people qualify for savings to lower what they pay for their monthly premium and when they get care.

  • You can apply and enroll in a Marketplace plan as early as 60 days before your Medicaid or CHIP coverage ends to avoid a gap in coverage.
  • From March 31, 2023 – November 30, 2024, you can apply for a Marketplace plan any time after your Medicaid or CHIP coverage ends. You have 60 days after submitting your application to enroll in a plan. Your coverage starts the month after you complete your enrollment.

2.  Re-apply for Medicaid or CHIP through your state. You may still qualify.

3.  Decide between a job-based plan or Marketplace coverage, if your employer offers health insurance.

4.  Sign up for Medicare, if you qualify (like if you’re 65 or older).

Learn more about staying covered if you lose Medicaid or CHIP.

Published May 30, 2024