You may be able to enroll in or change your Marketplace plan outside of Open Enrollment. Life events or changes may open a Special Enrollment Period for you.
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What kinds of life events?
- Changes in household, like getting married or having a baby
- Changes in residence, like moving or going away to school
- Loss of health insurance, like job-based or individual coverage
Get a full list of qualifying life events.
I experienced a life event. What do I do next?
Report your change to the Marketplace by updating your application. You can do this online, by phone, or in person.
Not sure if you qualify for a Special Enrollment Period? Answer a few questions and find out your options. We'll also tell you if you may qualify for free or low-cost health coverage through Medicaid or the Children’s Health Insurance Program (CHIP).