If anyone in your household had a Marketplace plan in 2023, you should get Form 1095-A, Health Insurance Marketplace® Statement, by mail no later than mid-February. It may be available in your Marketplace account anytime from mid-January to February 1.
You must have your Form 1095-A before you file.
Don't file your taxes until you have an accurate 1095-A.
- Your 1095-A includes information about Marketplace plans anyone in your household had in 2023.
- It comes from the Marketplace, not the IRS.
- Keep your 1095-A forms with your important tax information, like W-2 forms and other records.
How to find your 1095-A online
- Log in to your account.
- Under "Your Existing Applications," select your 2023 application — not your 2024 application.
- Select “Tax Forms."
- Download all 1095-As.
Get screen-by-screen directions, with pictures (PDF, 504 KB).
Note: If you can't find your 1095-A in your Marketplace account, contact the Marketplace Call Center.
What’s on Form 1095-A and why you need it
- Your 1095-A has information about Marketplace plans any member of your household had in 2023, including:
- Premiums paid
- Premium tax credits used
- A figure called “second lowest cost Silver plan” (SLCSP)
- You’ll use information from your 1095-A to fill out tax Form 8962, Premium Tax Credit (PDF, 110 KB). This is how you'll "reconcile" — find out if there's any difference between the premium tax credit you used and the amount you qualify for.
- If you had Marketplace coverage but didn't use the premium tax credit.
- Learn more about Form 1095-A from the IRS.
Check that your 1095-A is correct
- Carefully read the instructions on the back.
- Make sure it’s correct. If anything about your coverage or household is wrong, contact the Marketplace Call Center.
- Make sure the information about the “second lowest cost Silver Plan” (SLCSP) is correct.
I think my "monthly enrollment premium" is wrong.
How to know if your second lowest cost Silver plan information is correct
Look at Part III, column B of your 1095-A, titled “Monthly second lowest cost silver plan (SLCSP) premium.” It should show figures for each month any household member had the Marketplace plan.
The SLCSP premium is incorrect if:
- Part III, Column B has a “0” or is blank for any month someone in your household had the Marketplace plan
- You had changes in your household that you didn’t tell the Marketplace about — like having a baby, moving, getting married or divorced, or losing a dependent
If either applies to you, use our tax tool to get the premium for your second lowest cost Silver plan.
Use the information from your 1095-A to reconcile
Once you have an accurate 1095-A and second lowest cost Silver plan premium, you’re ready to fill out Form 8962, Premium Tax Credit.
Get a step-by-step guide to reconciling your premium tax credit.
More Answers: Form 1095-A
- Why would I get more than one 1095-A?
Probably because one of these applies:
- You changed Marketplace plans during the year
- You updated your application with new information — like adding or removing a family member, or moving — that resulted in a new enrollment in your plan
- Different household members had different plans
- If there are more than 5 members on the same plan
If you think you're missing a 1095-A, or if any information looks incorrect, contact the Marketplace Call Center.
- What if I paid full price for a Marketplace plan?
You’ll get a 1095-A too. Part III, Column C should be blank or have the number “0.”
If you want to check if you qualify for a premium tax credit based on your final income, complete Form 8962. If you don't qualify for a premium tax credit, you don't have to include Form 8962 when you file your taxes.
Learn more about your taxes if you paid full price for a Marketplace plan.
- What if I had a Marketplace plan for part of the year?
Your 1095-A should include information for only the months you had a Marketplace plan. If you think it’s wrong, contact the Marketplace Call Center.
- What if I get a corrected 1095-A, but already filed my tax return using an earlier version of the form?
You may need to file an amended return using the information on your corrected 1095-A.
- How do I find a 1095-A for a previous year?
Select your application for the year you need, then select "Tax Forms" to get that year's 1095-A.