How you answer the question “Do you live with one or more children under age 19, and are you the main person taking care of that child or children?” depends on marriage status and other factors. Use the following tables to help guide you in answering this question.
Note: If you have no children, or no children living at home, answer “No.”
Marriage & living status
If married or domestic partners living together| Status | How to answer | Notes |
|---|
| Married/domestic partners living together | Answer “Yes” for BOTH you and your spouse. | |
| Married/domestic partners living together, one or both working outside the home | Answer “Yes.” | You’re still the “main person” taking care of a child, even if the child is in child care or taken care of by others most days. |
If divorced, legally separated, or a single parent/stepparent| Status | How to answer | Notes |
|---|
| You have primary custody | Answer “Yes.” | |
| You share custody | Answer “Yes.” | |
| The child lives with one parent and one stepparent | Answer “Yes” for both parent and stepparent. | Both spouses can be considered the “main person” caring for a child. |
Pregnant or adopting
If pregnant or adopting| Status | How to answer | Notes |
|---|
| Pregnant and expecting a baby during the coverage year | Answer “No.” | Come back and update your application after the child is born. |
| Planning to adopt and the child is already living with you | Answer “Yes.” | |
Children 19 & over
If a child is 19 or over| Status | How to answer | Notes |
|---|
| Children 19 and over | Answer “No,” even if they live with you, you support them financially, or you claim them as a tax dependent. | You can still include them on your application, as long as you claim them as a tax dependent during the coverage year. |
| Disabled children 19 and over | Answer “No,” even if they live with you, you support them financially, or you claim them as a tax dependent. | Still include them on your application. |
| Children turning 19 during the coverage year | Answer “Yes.” | |
| You have children both under 19 and 19 or over | Answer “Yes.” | After you answer this question, be sure to select only the names of the children who are under 19. |
If a child 19 or over is attending college| Status | How to answer |
|---|
| Children 19 and over, in college full-time, and living at home | Answer “No.” |
| Children 19 and over, in college full-time, and living at school | Answer “No.” |
| Children 19 and over and in college part-time | Answer “No.” |
If a child is 18 and attending college| Status | How to answer |
|---|
| Children 18, in college full-time, and living at home | Answer “Yes.” |
| Children 18, in college full-time, and living at school | Answer “No.” |
| Children 18 and over and in college part-time | Answer “No.” |