Healthcare

Report if you're not enrolled in Medicaid or CHIP

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If you’re not enrolled in coverage through Medicaid or the Children's Health Insurance Program (CHIP) but got a notice saying you may lose financial help for your Marketplace plan because of your enrollment in Medicaid or CHIP, you should immediately report a change to the Marketplace.

This way you can let us know you aren’t enrolled in Medicaid or CHIP.

You could lose your Marketplace savings
If you don’t let us know you’re not enrolled in Medicaid or CHIP, the Marketplace will end any premium tax credits and other savings you get for your Marketplace plan. You’ll be able to keep the plan, but would have to pay full price for it.

How to report that you don't have Medicaid or CHIP coverage

  1. Visit HealthCare.gov, log into your Marketplace account, and select your most recent application.
  2. Select “Application Details.”
  3. Review your “Marketplace & Medicaid/CHIP coverage” information. Answer a brief question about each person’s Medicaid or CHIP enrollment status. Be sure to show correctly any household members who don't have Medicaid or CHIP coverage.
  4. Select “Update Application.”
  5. Navigate through your application and update your information as needed when asked about Medicaid or CHIP coverage ending.
  6. Complete and submit your updated application and confirm your enrollment in a plan.

Open this guide for step-by-step help (PDF, 1.37 MB) plus answers to frequently asked questions about the Marketplace, Medicaid and CHIP. It’s a good idea to keep it open so you can follow all steps to report a life change.